The headline this release: bank sync through your own provider. Connect a SimpleFIN or Lunch Flow API account you control and pay for directly, and Zerosum runs the same safe import on top — with the new Plus plan built around it.

🔌 Bring your own bank sync

• New: connect through your own provider. Link a SimpleFIN or Lunch Flow API account you pay for directly and sync any bank your provider supports. Zerosum stores one encrypted credential and runs the same review, matching, and duplicate prevention as the managed options.

• New: the Plus plan. Everything in Basic, bring-your-own bank sync, and shared budgets for up to 3 members — $7.50/month or $50/year. Pro keeps managed Plaid / Lunch Flow sync and 5 seats, and now includes bring-your-own too.

• A clearer Bank Sync page. Managed sync and bring-your-own sit in their own groups, and Add account offers "Your own provider" alongside Manual, Plaid, and Lunch Flow.

→ Bring your own provider · Bank Sync

✅ Review and reconcile, your way

• New: work through Pending at bank in bulk. Select pending previews like any other rows — Enter Now or Reject a whole batch, or select a preview together with a transaction you already entered and Match them.

• Improved: reconciling keeps your normal register. Sort and filter while you tick transactions off; only scheduled rows step aside.

→ Reviewing imported transactions · Reconciling accounts

🧾 Receipts: files and PDFs

• New: attach from Files on iOS. The receipt picker now offers Camera, Photos, or Files — including iCloud Drive — and accepts single-page PDFs, converted to a compact image on your device before upload (waiting App Store approval).

→ Transactions

📱 Mobile

• New: the numpad does more. Paste an amount straight into it.

• New: haptics where they help. Gentle feedback on saves, approvals, selections, and errors — with a switch in Settings if you'd rather not.

• New: see where Ready to Budget lands. The budgeting editor shows Ready to Budget and a live preview of where your edit takes it, before you commit.

📊 Analytics

• Improved: spending headlines net out refunds. Buy for $70, get $35 back, and Spending reads $35 — gross outflows and credits stay available in the detail.

✨ Also in this release

• Smarter payee auto-categorization. Suggestions follow the clear majority of a payee's recent transactions instead of flip-flopping on the latest one.

• Loan payments accept zero amounts across every loan editing surface.

• Fixed: account section order no longer jumps on mobile, scheduled inline edits no longer dismiss themselves, and select-all only takes the rows you can see.