Changelog

Your accounts now stay with you when you collapse the sidebar. They follow the way you've folded them, with your review badges in view. Alongside it: choose which budgets send you notifications, including ones shared with you; analytics that compare the same days and give your charts more room; and recurring edits that keep this month's bill in this month.

🧭 A sidebar that keeps your accounts

• New: your accounts in the collapsed sidebar. Collapsing the sidebar on a computer no longer hides your accounts. Each one shows as its image, logo, emoji or initial, with its sync and review badges. Hover over one, or Tab to it, to see its name and balance, and right-click it for the same actions as before.
• New: folded stays folded. Sections and account groups you fold in the full sidebar fold in the collapsed one too, as a single tile showing their first accounts and how many transactions are waiting for review. Click the tile, or the icon on a section's divider, to unfold it.
• Favorites appear once. While Favorites is open, your favorite accounts sit at the top and aren't repeated below. Fold Favorites and they go back to their own sections.
• Manage payees and Manage tags are back in the budget menu. The command palette (Cmd/Ctrl + K) also opens them directly, along with Accounts, All Transactions and Bank Sync.

→ Keyboard Shortcuts

🔔 Notifications for the budgets you choose

• New: choose which budgets send you review notifications. Settings → Privacy and device → Notifications has a switch for every budget you own or were invited to, and your choices are the same on all your devices. Budgets you own start on; budgets shared with you start off, so your partner can now turn on notifications for your joint budget. Each person chooses for themselves.
• Improved: notifications name your budgets. When more than one budget notifies you, the notification lists each one with how many transactions are waiting there.

→ Settings

📊 Analytics that compare like with like

• Changed: Period Comparison compares the same days. Early in the month, it now compares this month so far with the same days of last month (Oct 1–11 against Sep 1–11), just like the Overview's Spent This Month. Prefer the whole month? Choose All of last month under Compare spending with in the widget's settings.
• Improved: one View button per chart. Grouping, chart style, visibility and the forecast horizon moved into a compact View button at the right of each chart's header, so the chart gets the room. On your phone it opens as a sheet. To customize the analytics bar, use the cog next to New dashboard in More.
• Improved: more of Income Breakdown opens transactions. Expense groups and categories now open the transactions behind them, like income sources already did, with refunds, split lines and pending bank rows counted correctly. The details that sat below the chart are now under View → List.
• Changed: Exclude current month keeps the whole range. Last 3, 6 and 12 Months with Exclude current month now cover that many complete months, so Last 6 Months matches your budget's 6-month average. A new budget averages over the months it has.
• Improved: your chart choices stick. These now survive a reload:
• Year over Year's Spending, Income or Net;
• what Income Breakdown shows;
• the phone Income vs Expense's Month, Average or Total, and its In & out, Net or Rate chart.

→ Analytics & Reports

🔁 Recurring edits that keep this month

• Fixed: changing the day could skip a month. Moving a monthly bill from the 15th to the 10th now makes the next one Nov 10 instead of Dec 10, unless Nov 10 has already passed. Weekly and yearly series work the same way.
• New: see the next occurrence before you save. When you edit a series, Next occurrence updates as you change its schedule.
• Fixed: moving an occurrence past the series' end date. The series now ends and keeps that transaction as a one-off, instead of leaving it impossible to edit or delete. Undo brings the series back.

→ Scheduled & recurring transactions

🧮 Smaller things

• Fixed: arrowing through scheduled transactions in a register no longer jumps the page to the top. It scrolls only when your selection reaches the edge.

→ Bank Sync

As always, thank you for the feedback that shaped this one. 💙

Zerosum's settings now live in one place. Everything about you sits above everything about your budget, on a single page you can search. Alongside it: Income vs Expense built for your phone, a more accurate credit card engine, and transfers that always land on both accounts.

⚙️ One Settings page

• New: Settings, all together. Everything about you (Profile, Security, Appearance, Navigation, Tables and lists, Privacy and device, Your data, Subscription) sits above everything about your budget (General, Budgeting, Accounts, payees and tags, Members). Search finds any setting, from the page or the command palette.
• Changed: the Budget Settings dialog is gone. Name, color, currency and formats live in Settings → General; Set aside, Carry over negative balances and Expected income in Settings → Budgeting. Payees, Tags and Income categories moved there too.
• Changed: Home page and Mobile tab bar are now under Settings → Navigation, with Dark sidebar and Compact sidebar.
• New: your budget's time zone is a setting. Zerosum no longer guesses it from your browser. Check Settings → General → Time zone if you've moved, or tap Use this device's time zone.
• Changed: budget members can change budget settings (except the time zone). Duplicating, deleting, inviting and bank linking stay with the owner.
• Improved: one View button per page. Budget, registers, Overview, dashboards and Analytics each keep their view options in one place.
• Fixed: menus that ran off the screen. Menus and popovers now open toward the room they have and scroll when they're tall.

→ Settings

📱 Income vs Expense, built for your phone

• New: a full-page report. Step through months, or switch to Average per month or Total. Income, Expenses, Net Income and Savings Rate are compared with your average, so a high-spend month stands out.
• New: the By month chart switches between In & out, Net and Rate. Tap a month to jump to it.
• New: open any row's trend. Every income source and category has a month-by-month strip, and tapping a name opens that month's transactions.

→ Analytics & Reports

💳 A more accurate credit card engine

Three rules changed in how Zerosum sets money aside to pay your cards. Your account balances and transactions are untouched; some money may have moved between Ready to Budget and your card payment categories.

• Uncategorized card purchases are now covered. Before, a card purchase with no category set nothing aside, so the card's payment category came up short while that money sat in Ready to Budget. Now it works like any other category: if you have money that came in without a category (a paycheck you haven't categorized, say), it pays for the uncategorized purchase and moves to the card's payment category. Example: you get paid $50 and leave it uncategorized, then spend $30 on your card and leave that uncategorized too. Before, Ready to Budget showed $50 and the payment category $0. Now the payment category holds $30 and Ready to Budget $20.
• Refunds and credits on a card you still owe on. A refund now first undoes your earlier spending in that category on the same card, oldest purchase first. Anything left cancels spending that had no money behind it, on any of your cards. Whatever remains goes back to the category. Before, a refund could skip an earlier purchase and leave money in the wrong card's payment category.
• A card's payment category is only for payments to that card. To record a payment, set the payee to the account the money comes from; the category is handled for you. Picking it on a regular purchase is no longer possible.

If your budget was affected, you have an email from us with what changed and what to check.

→ Credit Cards

🔁 Transfers, always on both accounts

• Fixed: a transfer could be saved on only one account. Every transfer now lands on both accounts the moment you save it, including transfer lines inside a split. Affected budgets were repaired and their owners emailed.
• Changed: you can't move a transfer onto the account it transfers to. The account picker no longer offers it. Change the transfer first, then move.
• Fixed: approving a transfer whose other account is closed now works, and rejecting a scheduled transfer removes both sides.

→ Accounts & Transfers

🧮 Smaller things

• Improved: YNAB imports keep split lines in the order YNAB shows them, which matters for credit card balances.
• New: group actions on iPad. Each category group has a ⋯ button for Edit, Hide and Delete.
• Improved: the register toolbar puts Reconcile last.
• Fixed: chart tooltips no longer stay on top of menus you open, and the Categorize tooltip no longer covers the picker.

→ Budgets & Categories

As always, thank you for the feedback that shaped this one. 💙

Zerosum now opens where you want it to. Choose the page Zerosum opens on and the tabs on your phone's bottom bar. Alongside it: two new Overview widgets, one-tap review on your phone, filters that stay with each register, and a fix for scheduled transfers.

🏠 Your home page, your tab bar

• New: choose your home page. Budget, Calendar, Accounts, All Transactions, Overview, or Analytics. Zerosum opens there when you launch it or sign in, and when you switch budgets. Set it in Settings → Preferences → Home page.
• New: customize your phone's tab bar. Your home page comes first and More stays last. In between, pick up to three tabs and drag them into order from Settings → Preferences → Mobile tab bar → Customize. It replaces the Mobile dock shortcut, and your bar stays as it is until you change it.
• The + Transaction button follows you home. On your phone, it now also shows on your home page.

→ Settings

📊 More from your Overview

• New: Category Watch. Your favorite categories with the same progress bars and status as your budget. Tap one to open it in the budget. It's part of the default layout; if you've customized yours, add it from Add Widget.
• New: Accounts widget. Your cash accounts and credit cards with totals, plus whether each card's payment is covered. Add it from Add Widget.
• Improved: a fair spending comparison. Spent This Month now compares with the same point last month, so early in the month it no longer looks like a big drop. Prefer the old way? Choose All of last month under Compare spending with in the Snapshot's settings.
• New: see which bills aren't covered. Upcoming marks scheduled transactions whose category can't cover them as Not covered, and totals what's going out and coming in.
• Attention chips open the budget filtered. The overspent and underbudgeted chips open your budget with that filter on, so the categories that need you are right there.

→ Overview Page

✅ Review faster on your phone

• New: one-tap Approve. Review cards are a single row with an Approve button. Swipe right to approve or left to reject.
• Simpler Pending at bank. No more buttons on each row: tap to open, swipe right to enter it now, or swipe left to reject.

→ Reviewing transactions

🔍 Registers that remember

• New: filters stay with each register. Every account and All Transactions keep their own search, filters, and preset on this device.
• Changed: To Review has its own filters. Leave it with Done and your register's filters come back.
• Your forecast window syncs. How far ahead forecasts show now follows you across devices, in the register and on the Overview's Upcoming card.
• Fixed: Tab past an empty payee. In All Transactions, Tab now moves on to the category instead of bouncing back.
• Fixed: rejecting a scheduled transfer removes both sides. No more leftover half asking for a category.

→ Transactions

As always, thank you for the feedback that shaped this one. 💙