July 29th, 2026
The headline this release: the register's search box becomes a real query language. Type Category:, Payee:, Outflow: >= 50, On:, Is: Cleared and stack them with commas, with suggestions as you type and each piece sitting there as a removable pill. Alongside it, categories, groups, and tags take any color you like rather than the 22 we picked; you can cover this month's overspending with money you've already budgeted for a future month; and transfers and card payments finally remember which account you actually pay from. A long run of fixes sharpens imports, analytics, loans, the budget table, and how the app reads on every theme.
New: search by field, not just by text. The register's search box now understands Category:, Tag: (or Flag:), Account:, Payee:, Note:, Inflow: / Outflow: with >=, <= and =, On: / Before: / After: dates, Income: July 2026, and Is: Cleared / Uncleared / Reconciled / Unreconciled. Separate pieces with a comma and a space to stack them: Category: 🛒 Groceries, Outflow: >= 50, After: 01/07/2026, market. Values within one field widen the search; different fields narrow it. Plain text still works exactly as it always did, #tag shorthand included.
New: suggestions as you type. On desktop the box now offers matching categories, tags, accounts and payees with their colors, amount and date comparisons, income months, and cleared states, and it understands you before you finish: type inflow > 20 and it offers Inflow of at least $20.00. Everything it inserts is guaranteed to match the exact thing you picked.
New: each piece becomes a pill. Committed parts of your search render as removable chips, ✕ to drop one, Backspace to pop the last, so a long search stays readable instead of turning into a wall of text.
Saved presets keep every filter now. Cleared status and the money in / money out switch were silently dropped when you saved a preset. They're saved and restored with everything else.
Pickers match past the emoji. Typing groc now finds the 🛒 Groceries group, on desktop and mobile, without the emoji getting in the way.
→ Searching transactions · Transactions
New: pick any color for a category, group, or tag. The color picker keeps the 22 presets and adds a custom section with a full picker and a hex field, so a category can be exactly the shade you want. If a color would be hard to see in light or dark mode, a quiet hint says so without stopping you. On a phone, creating and editing a category now opens as a bottom sheet.
→ Budgets & Categories · Tags · Themes & Appearance
New: cover overspending from a future month. The cover flow gains a Cover from month picker listing future months that hold budgeted money. Borrow September's Dining to fix August's Dining, or pull from any other future category, and the amount is capped at what that month actually has budgeted. One undo puts both months back.
Only categories with money to give show up. When you cover overspending, the source list used to include every category, including empty and overspent ones, which just moved the problem somewhere else. It now lists the categories that actually have money available, plus Ready to Budget.
New: see the transactions behind your scheduled totals. The month overview card and the category side panel told you $1,230 was leaving in 12 transactions but never which twelve. Both now list them, and tapping one opens it. The list always matches the number in the badge above it, and the category card's date reads "Next on" rather than implying it's the only one.
New: two keyboard shortcuts. ⌘/Ctrl + ↓ / ↑ expands or collapses every category group at once, and Shift+S snoozes or unsnoozes goals on whatever you have selected, multi-select included. Both are listed in the ? shortcuts overlay.
New: collapse your groups while reordering them. Manage budget layout and Manage accounts get Collapse all / Expand all and a chevron per group, and picking up a group folds everything to its header so you're dragging a title bar past title bars.
→ Budgets & Categories · Budget Goals · Keyboard Shortcuts · Side Panel · Credit Cards
New: transfers and card payments remember the account you pay from. Card payments used to default to the first account in the list, usually cash, rather than the account you actually pay the card from. Each account now remembers the accounts you last moved money from, and picking "Payment: Chase CC", a transfer, or a loan payment fills the source in for you. Manage payees → the account gets a Transfer source account card where you can leave it on Recent, pin a Fixed account, or turn it off, and your remembered accounts appear in the picker's "Last used" group. It works from your first session: we read your existing transfers to seed it.
For Next Month, everywhere you categorize. It was missing from right-click quick categorize, the mobile actions sheet, and bulk categorize even when it applied. It's offered wherever it's valid now: on inflows, from last month onward, and on $0 placeholder rows (a recurring bill you fill in later can carry the category before you know the amount). Rows it can't apply to are skipped with the usual notice instead of failing the whole batch.
A split whose bank amount differs no longer blocks approval. When the bank's amount doesn't match the split you built, every line you wrote survives untouched and the exact difference is added as one Uncategorized line for you to place. Your per-line tags, notes, and payees keep their identity, and the amount waits in Ready to Budget as "Uncategorized activity" until you categorize it. Approving these no longer needs "a balanced split".
→ Transactions · For Next Month · Accounts & Transfers · Manage Payees
"Exclude current month" is escapable. Turning it on could empty a view, and the only control that turns it off lived inside the chart that had just disappeared, so the setting was stuck on with no way back. The toggle now sits in the filter bar above the chart, and an emptied view offers a one-tap Include current month.
Income vs Expense sorts by name. Rows were ordered by their total across the whole range, a column usually scrolled off screen, so rows showing nothing but dashes sat above rows showing thousands, and the order reshuffled every month. It's alphabetical now, with internal transfers below the payees.
Chart tooltips stay on screen. A tooltip on a narrow chart flipped left and slid under the sidebar. Tooltips are now kept inside the page, and long category, payee, and group names no longer stretch them across the screen.
Drill-downs handle long lists. Clicking into a chart with thousands of transactions no longer bogs down.
New: create a loan before it's disbursed. A loan can start at a zero balance, so you can set up a newly approved loan and transfer the proceeds in when they arrive.
New: loans with no minimum payment. Creating a loan no longer insists on a minimum of at least $0.01. With no minimum set, the Minimum tile reads "None", the Balance Forecast drops its "minimum only" comparison instead of comparing against nothing, the What-If simulator hides the column, and nothing renders as "--".
New: Sign in with Apple. Apple joins Google and password sign-in on the login form and in Settings → Connected accounts. On iPhone both Apple and Google open the native sheet rather than a browser page. Unlinking Apple properly revokes it with Apple, and deleting your account does too.
Thank you for being here. ❤️