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v1.0.0 — The Beginning

The beginning. ✨ A zero-based budgeting app built from the ground up — designed to give every dollar a purpose.

💰 Core Budgeting

  • Zero-based budget engine — assign every dollar to a category until "Ready to Budget" hits zero
  • Monthly budget table with drag-and-drop category and group reordering
  • Auto-budget actions — budget last month's amounts, average spending, cover overspending, fund underfunded goals, and more
  • Carryover balances — unspent money rolls forward automatically
  • Multi-budget support — separate personal, business, or joint finances

🧾 Transactions

  • Full transaction management — add, edit, delete, and categorize
  • Split transactions — divide a single payment across multiple categories
  • Scheduled & recurring transactions — plan ahead with future-dated entries
  • Pending transaction support — track transactions before they clear
  • Bulk actions — select multiple transactions for batch edits or deletion

🏦 Accounts

  • Budget & tracking accounts — checking, savings, cash, investments, loans, mortgages
  • Credit card support — automatic payment category creation, spend tracking, and underfunded alerts
  • Account reconciliation — verify balances against bank statements
  • Plaid bank linking — automatic transaction import (admin-controlled)
  • Transfers between accounts with automatic paired entries

🎯 Goals & Progress

  • Savings goals — set targets with flexible strategies (target by date, monthly contribution, open-ended)
  • Goal progress tracking — visual indicators showing funded, on-track, and underfunded status
  • Goal snoozing — temporarily pause goal tracking for specific months
  • 3-level progress display — toggle between All, Compact, and Minimal views

📊 Analytics

  • Spending breakdown charts — see where your money goes by category and group
  • Net worth tracking — monitor total assets vs liabilities over time
  • Income vs expense trends — monthly and yearly comparisons
  • Configurable date ranges and filters

🚀 User Experience

  • Command palette (⌘K) — quick access to every action
  • Keyboard shortcuts — T (transaction), C (category), G (group), A (account), and more
  • Desktop side panel — real-time category details, goal progress, and monthly notes
  • 🌗 Dark mode, light mode, and system theme
  • 📱 Installable PWA — add to home screen on any device
  • Responsive design — full-featured on desktop and mobile
  • 📚 Help center — searchable documentation for every feature
  • 📦 Data export — download everything as JSON, anytime